During this virtual session, the individual who has earned this badge has learned and demonstrated how to apply proven money mindsets to meet their future financial and life goals. Having a proper money mindset: Individuals will learn how to make, save, and invest money and make smart, daily decisions about money over time, including upgrading their limiting beliefs about money. Managing money: Individuals will learn and practice the basics of budgeting. Saving and investing: Individuals learn a SIMPLE approach to meet their financial goals. The magic of compound interest: Individuals will learn and apply concepts of how money grows over time. Borrowing money (including ditching bad debt): Individuals will learn about debt, interest, and credit scores. Avoiding financial pitfalls: Individuals learn the risks of various get-rich quick schemes. Taking action: Individuals learn tools and concepts for budgeting, saving, and having a money mindset. Activities include practice/discussion of check writing and budgeting exercises.